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Micro-credits for Baru Island entrepreneurs

by Fundacion Hernan Echavarria Olozaga
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Micro-credits for Baru Island entrepreneurs
Micro-credits for Baru Island entrepreneurs
Micro-credits for Baru Island entrepreneurs
Micro-credits for Baru Island entrepreneurs
Micro-credits for Baru Island entrepreneurs
Micro-credits for Baru Island entrepreneurs
Micro-credits for Baru Island entrepreneurs
Micro-credits for Baru Island entrepreneurs
Micro-credits for Baru Island entrepreneurs
Delis
Delis

Delis is an outgoing and enthusiastic woman, who in her words "do not complicate".

She had her children at an early age. They all became the engine of her life. “When I saw myself alone with my kids, I said - I will not allow hunger to win this battle. So I took the rice I had available and instead of making dinner, I made it “chicha” to sell, because if you don`t risk an egg, you don`t earn a chicken”.

Delis was about 20,when she started selling “rice chicha” in her house. Her family, friends and neighbours were the first ones to help her, buying the product. She mentions, "Although she didn't earn much, selling chicha was very helpful".

After a while, Delis realized that some people preferred a beer over a “chicha” for the warm weather, so she decided to buy several boxes and started selling beers for celebrations, birthday parties and for those that as she says “just wanted to have one, to refresh themselves”.

Delis has been in the soft drink business for more than 20 years, which helped her improved her house ‘s conditions and support her children to go to school.

Although there are good days and others not so much, she mentions with gratitude “I always sell, because God does not leave its children in shame and I can proudly say that people prefer me, because I make one of the best “chichas” in town”.

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Ana Paola
Ana Paola

Ana Paola is married. She lives with her husband, her mother and her three children. She started selling children’s clothes in a table in her living room, 10 years ago.

Since then, she was really kind with her costumers, which were mostly her neighbors. Ana was in love with her business and thanks to her savings and her mother’s support, she adapted a room as a local in her house, in order to improve her costumer service.

This turned out to be a good idea because people from all over the town and even thought tourists started going to her shop and buy a lot. Thanks to this, she begun to buy from other suppliers that gave her better prices, which help her have always a good inventory.

Currently, Ana sells women, men and children clothes, shoes, purses and accessories among others. For Ana, her shop is a dream come true.

Ana Paola finds it difficult when she can’t find the exact articles her costumers asked for or when people don’t want to pay on time, but she gives them payment facilities.

On the other side, her joy is when she has a good inventory and varieties, so her clients start buying as they find the latest trends. She says, her shop is a reflection of what she is: “ a responsible, respectful woman, full of love”.

Ana’s goal is to build a second floor on top of her shop, to have more space in order to organize better her products, so that her costumers have a more confortable experience when they buy.

Ana's shop
Ana's shop

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Efren
Efren

Efren is 61 years old. He was borne in Baru and to him the Ocean is his everything.

His connection with the Sea started when we was a little boy and he used to swim in the access canals to Baru, were he watched the boats go in and out and he dreamed of being a Captain.

When Efren’s mother asked him to go with her to Cartagena, he couldn’t sleep waiting for the next day to come so that he could go on boat.

Efren never forgot about his dream. When he was 19, he started working in a farm close to his town. When he had saved enough money to buy wood and a motor, he resigned and invested all his savings in building a canoe, with his father’s help.

Since then, Efren has sailed the Caribbean Sea for 40 years, transporting natives and visitors to Cartagena, the Rosario Islands and White Beach. Because of his job, he has been able to race his 9 children.

Along these 40 years, Efren has had different canoes to transport between 10 and 15 passengers. It was only 13 years ago that he could buy his first fiberglass boat which he named “Qué qué” or “What what”. Now he can transport 30 people.

Thanks to the microcredit Efren got with the project, he was able to renew all the life vests of the boat and for the first time buy children life vests.

Efren aims to keep working towards providing a better service to his clients and to keep living with the calm and the freedom that, in his own words, “only the Sea can give you”.  

Efren in his boat
Efren in his boat

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Cruz
Cruz

Cruz defines herself as an entrepreneur, a trained, strong and courageous woman, who has learned to confront any situation life has bring to her.

She mentioned to have 3 passions: Leadership, Early Childhood Education and Pastry.

Since she was very young, she enjoyed helping people in her community through projects she wrote so she became a local leader. Afterwards, she joined the local Community Council, from where she supports social projects.

Her love for the community work, led her to receive training in how to attend early childhood, so she started working with children, pregnant and nursing women. She is currently working with them and other community leaders in an education project, based on Afro Culture.

At the same time, she was trained in Pastry, Bakery, Hygiene and Food Handling, Food and Beverage Service, Entrepreneurship, Customer Service and Basic Accounting, in order to start her own business: a Bakery.

Her days are full of work: She wakes up, get everything she needs for work, head to the institution were she is an Educational Agent and in the afternoon after she finishes work she bake cakes, cupcakes, and prepare desserts that she sells to the local stores and school cafeterias. She also bakes cakes for birthdays parties, weddings and other events that take place in Baru.

Her goal is to have an independent space for her business, which is currently in her house and to be able to bake more and sell more cakes and other desserts.

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Ana
Ana

Ana Paola lives in Santa Ana were she was borne 25 years ago. She has beautiful brown eyes that reflect her positive attitude towards life.

She says she always wanted to have her own business, to be independent, but didn’t know exactly what to do.

She got married to a good man and had a baby “Jose” who as she says, gives sense to her life.

Ana’s husband started working at the beach so she was in charge of their son’s care. After a while, she realized she could start a business while taking care of Jose, so she began selling products by catalogs and then bought her first showcase in order to have always products to sell to her neighbors.

Ana currently have 2 showcases and continues to sell by catalogs. She has been able to take care of her son, while she works and have an income for her personal expenses and to help her husband with the house.

With the last microcredit she asked for, Ana bought a motorcycle to do deliveries.

Ana’s goal is to build an independent space for her store next to her house and we are confident she will do it.

Ana's showcase
Ana's showcase

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Organization Information

Fundacion Hernan Echavarria Olozaga

Location: Bogota, Cundinamarca - Colombia
Website:
Facebook: Facebook Page
Project Leader:
Ana Milena Ordosgoitia
Bogota, Cundinamarca Colombia
$1,641 raised of $16,920 goal
 
61 donations
$15,279 to go
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