Micro Loans For Women Impacted by HIV/AIDS, Zambia

by Power of Love Foundation Vetted since 2010 Top Ranked Effective Nonprofit Project of the Month Site Visit Verified


Our vision is to empower women by teaching them marketable skills so they can take steps towards self-reliance. This project provides business training, small loans, business monitoring and counseling to 100 first time women entrepreneurs impacted by HIV and AIDS in Zambia. Earnings from businesses help pay for food, rent, medicines and school expenses. Loan recipients are able to break the vicious cycle of poverty & low education, become role models, and the community is strengthened.

total goal
monthly donor


Forty-two percent of Zambia's population lives on less than two dollars per day, defined as extreme poverty by the UN. Low income, together with a high incidence of HIV and AIDS related deaths, has orphaned thousands of children. These children live with extended families and face malnutrition, neglect, and abuse. Most orphans are cared for by grandmothers who have never been to school, lack marketable skills & are unable to provide adequate care. The women need support and training themselves.


Our solution is to provide business training, small loans, and ongoing business mentoring to first time women entrepreneurs. Earnings from businesses started help pay for food, rent, medicines and school expenses. With a better diet, there is an improvement in the health of the family and children can attend school. With the provision education in HIV, loan recipients are better informed about HIV prevention, get tested for HIV, become role models for others, and take steps toward self-reliance.

Long-Term Impact

We believe that empowering women strengthens communities. In the medium term we expect higher attendance in school via better health and nutrition, better knowledge about HIV, more women getting tested, and reduced stigma. In the long term we expect more women are saving regularly, and are economically and socially empowered. With 100 new women running businesses, 700 people are impacted directly and an additional 1500 people indirectly. Impact on the community is sustained and long lasting.

Additional Documentation

This project has provided additional documentation in a PDF file (projdoc.pdf).


The Vision Behind our Micro Loans Program
Impact of our Micro Loans Program
Business Training Provided to New Women
About our Micro Loans Program

Organization Information

Power of Love Foundation

Location: San Diego, CA - USA
Website: http:/​/​www.poweroflove.org
Facebook: Facebook Page
Twitter: @Power of Love Foundation
Project Leader:
Alka Subramanian
San Diego, CA United States
$24,918 raised of $30,000 goal
297 donations
$5,082 to go
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