Empower 200 Women to Become Entrepreneurs In India

by SAMRUDHI Micro Fin Society


SAMRUDHI provides a livelihood based financial services to 200 women to take up income generating activities enabling them to become economically self-reliant.
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The World Bank estimates that over 400 million people in India survive on less than $2/day, the yardstick commonly used to demarcate the poverty line. Sixty percent of the population lives in poverty and they suffer from high rates of hunger and malnutrition. These poor take small credit during crisis periods from moneylenders who charge exploitative rates of interest-often as high as 72%-350% per year. This puts the poor in a debt trap, and often results in their falling into bonded labor.


By accessing low cost and livelihood based credit from SAMRUDHI, the poor take up income generating activities, earn income, mitigates risk, plan for the future, makes choices, increase food consumption, and invests in their children's education, health and access to clean water & sanitation.

Long-Term Impact

By participating in SAMRUDHI's credit program, women learn new skills creating economic development and sustainability, a network of support, and financial independence for the first time in their lives.

Additional Documentation

This project has provided additional documentation in a PDF file (projdoc.pdf).



Organization Information

SAMRUDHI Micro Fin Society

Location: Gulbarga, Karnataka - India
Website: http:/​/​www.samrudhi-india.org
Project Leader:
Sanju Kumar
Executive Director
Gulbarga, karnataka India

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