By Jessica Hutting | Project Manager
From mid-June to October 2025, all Program BOLA sites implemented a life skills module through futsal with a digital and financial literacy theme. The module consisted of 12 life skills topics, which are smart goals setting, filtering information, stop-think-decide, setting priorities, delaying gratification, not procrastinating, managing attention, empathy, internet ethics, understanding financial risks, protecting self from financial risks, and managing income and expenses.
Following the module intervention, several impacts were observed among participants, including an increase in digital literacy knowledge, demonstrated by a score of 5.3 before the module intervention became 6.3 after the intervention. Meanwhile, for financial literacy, the score increased from 5.4 before the module intervention to 6.4 after the intervention. Furthermore, participants with a basic understanding of the principles of digital literacy increased from 49% to 54%, and their understanding of the principles of financial literacy increased from 51% to 59%.
Changes also occurred in participants' life skills in digital literacy, such as a 29% increase in internet ethics after the module intervention. This aligns with testimonials from Fajar (13 years old) and Reihan (16 years old), who strive to practice digital ethics by being careful when commenting or posting on social media. Another life skill that improved was attention management, with a 25% increase. Similarly, Azam (11 years old) and Tama (14 years old) experienced changes in their ability to focus on tasks that needed to be completed after the module intervention. Another significant change was their ability to think before posting on social media, with a 22% increase. This is supported by statements from Izul (17 years old) and Yusril (14 years old) that they would only post appropriate and useful content on social media.
Other life skills that have increased are children's appropriate interactions with peers (increased by 14%), limiting screen time (increased by 14%), information filtering skills (increased by 14%), appropriate interactions with elders (increased by 12%), and the ability to empathize in the digital world (increased by 7%).
In terms of life skills related to financial literacy, there was an increase in the number of participants who were able to set financial goals (a 17% increase). This is in line with testimony from Sodikin (17 years old), who stated that he started saving because he had a purpose for using them. Furthermore, the number of participants who were able to manage their income and expenditure increased by 15%. This was seen in Kesyah (12 years old) and Zava (13 years old), who became more frugal with their pocket money after the module intervention. Another life skill within financial literacy that experienced significant change was the ability to consider financial risks, with a 15% increase in participants. Nova (13 years old) stated that by considering financial risks, she tries to avoid borrowing money, especially large amounts, because of the risk of not being able to repay it. Ruth (14 years old) also testified that she avoids all forms of gambling because she is aware of the risk of getting into debt.
The number of participants who have the life skill of considering the item before purchasing increased by 14%; participants who record expenses and income increased by 9%; participants who are able to set priorities increased by 7%; and participants who can delay gratification increased by 4%.
Overall, participants' assessment of how much the module helped them improve their understanding and skills in digital and financial literacy was 7.3 out of 10.
By Jessica Hutting | Project Manager
By Jessica Hutting | Project Manager
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