By Katherine Zavala | Asia program Director
The story of Hiridevi Dangi – Rajasthan, India
Mrs. Hiridevi wanted a microcredit to increase her family income. Having to pay back the credit in installments would be a big help to her. She planned to use the credit for raising two buffalos for milk production. At the beginning, her husband denied her to become a member of self-help group (SHG). SHGs are informal groups of 10 to 20 members who save and give credit within (and among) groups on a rotational basis. She continued her effort to convince her husband and was successful.
With her microcredit, Mrs. Hiridevi purchased two buffaloes, fodder and feed to take care of the buffalos. With this, Mrs. Hiridevi was able to sell milk and the buffalo’s dung (as organic fertilizer) and made a profit of $300. As a result, she has become more self-confident as she realizes her capability to help generate income for her family. As she feels more empowered, she has developed her leadership in her SHG and is motivating others to take a microcredit to manage their own income-generating project.
“Women are not considered creditworthy, but this process has improved the situation.” – Hiridevi Dangi.
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