Charity Centre for Children requested for two micro business simulation training to be conducted in Kasempa District.
Among the two groups trained, one group was for persons living with disabilities which was conducted at Kasempa Teachers Resource Centre. There are different types of disabilities as follows: Vision Impairment, deaf or hard of hearing, mental health conditions, intellectual disability, acquired brain injury, autism spectrum disorder and physical disability. Therefore, in order to enhance financial inclusion and also understand the nature of the training and methodology used to deliver the training, we focused on persons with physical disabilities. Persons with disabilities are one of the beneficiaries of the social cash transfer, a program of the republic of Zambia which aims at helping marginalised members of our communities. However, without the financial knowledge this group shall remain vulnerable and dependant on government and other social agencies for their survival. We must also mention that, disability is not inability to work.
Persons with disabilities often face various obstacles in accessing financial services. This condition is caused by the lack of financial literacy and the inaccessibility of financial service institutions, both in infrastructure and financial system rules. For this reason, this training aimed to explore the financial literacy of persons with disabilities and the accessibility of financial knowledge taking advantage of financial support that they receive from Government through the social welfare department.,.
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