Common Cents

Ms. Verna maybe well over the age of 65 but she knows the importance of continuing to set financial goals and watching where your money goes. She attributes this to why she is able to keep a smile on her face and to live life. Ms. Verna talks about the instances where she has had some of her checks stolen from the mail box in front of the post office and then, somehow re-written to others for cash.  She feels extremely fortunate to have tellers at her bank, who double check things when people they don’t know enter the bank to cash checks on other folks accounts.  This saved her the possible loss of over $500.00 which could have been devastating for her to go through all of the process to get her money back.

Ms. Verna shares with others the importance of going through programs at RISE like ‘Common Cents’, to help them see the importance of using traditional banks and keeping up with their balances as well as reconciling their bank account on a monthly basis.  She has talked to others who experienced the same fraudulent activity with money orders and cash transactions and some of them never recovered their money.  According toMs. Verna, this can be a major set-back for someone on a fixed income, who already has trouble making ends meet any way.

So what does Ms. Verna do now?  Well she keeps a brochure in her purse to tell others about RISE and the ‘Common Cents’ program.  She also tells them that no matter what your age maybe, that setting aside a certain amount each month for savings is something that everyone should continue to do.  If you aren’t worried about emergency household expenses because of your residentially living arrangements, then everyone should be saving for a vacation, giving to their church/charities  and perhaps a little for the unexpected needs relating to the education of their grandchildren.  She feels that everyone should go through a course like ‘Common Cents’ because common cents is still important for everyone to have , especially when it comes to financial security.

Your contribution to RISE that will support the Common Cents program, will allow others like Ms. Verna to have more joy in their life without having the stress of worrying about how they will pay needed expenses.  As a matter of fact “Common Cents is a good Rx (prescription) with good side effects – peace of mind, possible joy and a little happiness”, according to Ms. Verna!