By Nicole Kallmeyer | Writer and Researcher
Project review
In Senegal, one third of children do not finish primary school. It is difficult for girls and boys to remain motivated and pass their exams when their schools have inadequate infrastructure or a shortage of teachers. This is often the case in rural areas, where many schools do not have the space, supplies, or staff necessary for an effective and nurturing learning environment. Children’s education also depends on their families’ support. If parents are living in poverty, or do not understand the value of education, children - particularly girls - are less likely to finish school.
Plan is addressing these issues by building new classrooms, latrines, water points, and playgrounds across 60 schools in three regions of Senegal: Thies, Saint Louis, and Kaolak. Plan is also working with a local partner to create Village Savings and Loan Associations for community members to undertake income-generating activities and improve their livelihoods.
Spotlight on Village Savings and Loan Associations
In the first two years of this project, 156 Village Savings and Loan Associations were formed, including more than 3,700 members. VSLA members pay a nominal membership fee to create a group fund, and take out low-interest loans from this fund to support their income-generating activities and household expenses. Many of these groups have begun their second or third round of lending, showing they have mastered the VSLA process and are able to function independently.
During the third year, 26 additional VSLAs were formed, bringing the total number of VSLA participants to 4,287 (99% women). Thorough financial training is provided to new members, who are usually borrowing and saving money for the very first time. The training explains different borrowing options and explains how to take out loans with caution and plan for unexpected expenses. Women also learn how to decide between taking out a loan or using their savings in different circumstances.
When women are able to make financial decisions and contribute to household income, they gain confidence within themselves and decision-making power within their homes and communities. This power has great impact on the lives of children, as women will spend significantly more of their income on family necessities such as food, education and health care than men do.
Thank you
Thank you for supporting the education and economic security of children and their families in Senegal. Your gift is helping to provide the knowledge and resources needed to transform lives and stop the cycle of poverty.
By Nicole Kallmeyer | Writer and Researcher
By Nicole Kallmeyer | Writer and Researcher
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