By Ruth Damten | Project Manager
Greetings from Tamale! We hope that you are staying warm wherever you are and want to thank you again for your generous contributions to, and interest in, our work. Since we last wrote in September 2010, we've offered additional insurance payouts and continued to progress in our data collection and product improvement. In fact, we're gearing up for a follow-up survey that will launch the first week of February! Here are some highlights from the last few months:
Following the first payout in September, the project made a second insurance payout in October, also based on excess rainfall measured during the 2010 farming season. The Walewale Rainfall Station, one of the five rainfall stations used to collect data under the 2010 Takayua Rainfall insurance policy, attracted a payout. The station recorded eleven (11) consecutive wet days occurring between the 30th of August and the 9th of September. According to the Takayua Rainfall Insurance Policy, eleven (11) consecutive wet days attracts GHC 50.00 (USD $32.85) per acre. Because 225 farmers assigned to the Walewale station had insured a total of 1,254 acres, the total payout amounted to GHC 62,700.
This second payout has further strengthened the trust that these farmers have in the rainfall insurance product offered by IPA. Despite heavy rains and flooding having cut off farmers in most communities around Walewale, IPA surveyors crossed the floodwaters to distribute the payouts to very grateful policyholders.
During November, the project team designed a survey instrument to be used to conduct a short (ten minute) post-harvest product knowledge survey. The survey was administered in December 2010 to all farmers who were insured by the Takayua Rainfall Insurance Policy during the 2010 farming season. The aim of the post-harvest survey was to collect product knowledge data to be used during the evaluation and modification of the Takayua Rainfall insurance product for 2011. IPA has made farmers’ needs a priority, and hopes that the product knowledge survey will further strengthen our partnership discussions with local insurance companies about eventual scale-up of the insurance product.
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