Naomi Amenya’s eyes sparkle as she gives words of encouragement to the 150 children, including 80 orphans, under her care. Naomi operates Royal Seed Home & School on the road to the Cape Coast in Ghana. Children at Royal Seed learn English, math, grammar and environmental science and are fed two meals every day. The school’s campus consists of classrooms, a dormitory for orphaned children and a small plot where Naomi raises chickens, rabbits and goats.
Naomi became an Opportunity client six years ago. Her loan officer recognized that she was a good credit risk in spite of her lack of collateral or credit history. And in fact she has successfully paid off all of her previous loans, using them to build a kitchen and additional classrooms onto Royal Seed. Naomi’s vision is to continuously enlarge her “shelter of hope” for as many children as possible in Ghana and beyond.
As part of Opportunity’s Banking on Education program, we invest in schools by providing proprietor loans. Proprietors use the loans to hire qualified teachers, improve infrastructures, expand classrooms, provide nutritious meals and purchase much-needed equipment. To help schools succeed and become sustainable, Opportunity also offers tailored training and business advice. These educational entrepreneurs, in turn, provide children with a quality education that empowers them with the skills and abilities to get higher-paying jobs, build strong families and help in the economic development of their communities.
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