Teach 15,000 rural kids to save and invest

by NATCCO (National Confederation of Cooperatives)
Nov 3, 2011

A day in a life of an Aflatouner

Sharing of Kryshna Marie Belleza, Grade VI Pupil of Jordan Central School, Guimaras during the First Stakeholders Meeting on Child Social and Financial Education, October 20, 2011


 It is said and I quote, “a centavo saved here and there would mean a lot.”

 A pleasant afternoon to each and everyone!

 As a child, all we want is an abundant baon.  We are more excited to go to school with a bulky wallet.  And some of us would even cry out loud and stamp our feet when our coin purse is empty.  I could still picture myself during recess time; an ice cream here, some candies there, banana cue, and junk foods.  And you know what my greatest problem everyday?  I’m often worried to go home with still a penny on my pocket.  What should I buy with this?  For I am assured that tomorrow there is still another “baon” to spend.

 That was me before, not until when I was in Grade IV.  I am still looking forward for my “baon” but not just for food alone.  I was no longer worried on having some penny left in my pocket after class.  I was inspired on how to budget my snacks in order for me to set aside an amount for my savings.  Since when I was in Grade IV, the NATCCO Network and the Guimaras Multi-Purpose Cooperative introduced the Aflatoun Program in our school.  At last, I’ve learned to spend my money wisely!

 The very reason why I am sharing this learning with you is that I want my fellow elementary pupils to profit from a handful of lessons I learned as an active member of the Aflatoun and these include the following:

 First, I learned about the value of thriftiness.  Learning this at a young age is a bit difficult.  Yet Aflatoun’s strategy motivates me to save as often as I can.  That’s the reason why I was awarded as one of the top ten regular savers of our school for two succeeding years.  Second, as a pupil in a child-friendly school at the same time the president of the Pupils’ Government, I really appreciate how the Aflatoun recognize and value our right as a child as we are given freedom to participate and to be responsible in filling out a deposit slip.  Also, we are given the right to decide on how much should we deposit every Wednesday for Wednesday is our scheduled deposit day.  Finally, aside from money matters, Aflatoun also helps develop our talents and abilities.  Last year, together with my classmates who are also active Aflatoun members, we won first place in the Aflatoun’s Got Talent held at San Miguel Central School in Guimaras.  Last summer also, I joined the Aflatoun Camp wherein I am one of the contestants in the quiz bee category.

 To sum it up, my experience as an Aflatoun member teaches me to become a well-rounded child.  Thus, I am really grateful to be a part of this program.  May you will continue to touch our young minds and hearts as you sustain your mission and vision for us. 

 Once again, thank you and good day!


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Organization Information

NATCCO (National Confederation of Cooperatives)

Location: Quezon City, Metro Manila - Philippines
Website: http:/​/​www.natcco.coop
Project Leader:
Lasalette Gumban
Youth Program Officer
Quezon City, Philippines

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