Vimal Bhagaji Bhoir lives in Bhoirwadi and is a member of Kotamadevi Bachat Gat Self-Help Group. This Group was formed in 2002 as an NISD initiative. NISD encouraged women to save Rs. 20 from their low income. Vimal was contributing financially to the group fund but could not participate in meetings or activities as she and her husband had to travel very far for work. She was also not able to spend a decent amount of time with her children.
An 'Income Generation Scheme' training programme was organized by NISD which Vimal and the other women of the group attended. The trainer gave information on Small Dairy and Cattle rearing, along with other business. Vimal liked the idea as it was possible for her to look after a cow. However she did not have money to buy a cow. She saved some money and took Rs. 15,500 loan from her Self-Help Group. She bought a cow for Rs. 22,000.
The cow gave birth to a male calf, and was giving 6 liters of milk. She was able to repay the loan by selling the milk. The cow has since given birth to 3 more calves, 1 male and 2 female. From the sale of the male calves Vimal received enough money to leveling their land (for which NISD arranged a JCB at a subsidized rate).
Vimal currently has two cows, and is receiving sizable income from the sale of their milk. Now her husband and she work on their own field rather going far away to work as wage laborers. The income from the milk has meant Vimal has paid back the loan, and is able to provide for her children's education. She also gives time to the Self-Help Group which she feels has changed her life so much. She is now Secretary of Kotamadevi Bachat Gat and encouraging other women to organize themselves into similar Self-Help Groups.
Thanks you for enabling NISD to facilitate such Self-Help Groups within these tribal displaced communities