Micro-Loans to 56 Rice Farmers in the Philippines

by ECLOF International


Farmers borrow from money-lenders at 25% per 100 days. Loans from the ECLOF buy supplies to cultivate crops, expand activities and help farmers make a profit and improve their standard of living.
total raised
monthly donors


Rice farmers face many problems that limit their possibilities for growth. ECLOF seeks lending capital (not administration funds) to increase their capital and extend lending activities. The loans will reduce the farmers' finance costs from money lenders, and provide additional savings: from buying supplies in bulk to getting better selling prices by selling together. Each farmer should expect more than $100 in savings or increased income from the loans, up to 10% of their annual income.


Loans to farmers are used to buy seed, supplies and other farm income-generating activities. Repaid loans revolve and are lent to more farmers during the next farming cycle, so a contribution works indefinitely. Interest pays administrative costs.

Long-Term Impact

Increased family income will ensure better family nutrition (better food), children's education, improved living conditions (people usually improve their homes, fix leaking roofs, etc.), expansion of businesses and a rise out of poverty.

Additional Documentation

This project has provided additional documentation in a Microsoft Word file (projdoc.doc).


ECLOF office in Bolivia - ANED
ECLOF office in Peru - ECLOF Peru
ECLOF office in Brazil - CEADE

Organization Information

ECLOF International

Location: P.O. Box 2100, 1211 Geneva 2 - Switzerland
Website: http:/​/​www.eclof.org
Project Leader:
Irene Banda Mutalima
Executive Director
1211 Geneva 2, Switzerland

Retired Project!

This project is no longer accepting donations.

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