Micro Loans For Women Impacted by HIV/AIDS, Zambia

by Power of Love Foundation


This project provides business training, micro loans, business monitoring and counseling to 100 poor women entrepreneurs for a period of one year in Zambia. Business training & loans along with the package of business counseling/monitoring helps the women provide for their families, send their children to school, & become role models for others in the community. Earnings from businesses started by the women help them break the cycle of poverty and take the first steps towards self-reliance.
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Eighty percent of Zambia's population lives on less than a dollar a day which is not adequate to meet their food and shelter needs. This together with a high incidence of HIV/AIDS, leads to a scenario where grandmothers care for 10 or more orphans. This program will impact 100 families directly (average household size is 7-8 people). An indirect impact on 2000 or more people is expected as recipients educate others on the importance of keeping children in school, HIV prevention & care.


Most of our loan beneficiaries have never been to school and have few income generating skills. Earnings from businesses started helps them take better care of their families through a better diet, pay for school expenses, & build an asset base. The women are able to break out of the cycle of poverty and low education and take the first steps towards self-reliance. They become role models for others in the community and the ripple effects are sustained in the long term.

Long-Term Impact

We believe that empowering women strengthens communities in the medium and long term. In the long term we expect higher attendance in school via better health and nutrition of the children, a lower rate of HIV infection via better education, & a higher number of people with income generating skills in the community. This will lead to healthier and self-reliant families and we expect that this impact will be sustainable and permanent. More than 2500 people will be impacted directly and indirectly

Additional Documentation

This project has provided additional documentation in a PDF file (projdoc.pdf).


New Loans and Business Training Provided
Our heroes - Stories of women who received loans
Impact of our micro loans program
About our Micro Loans Program

Organization Information

Power of Love Foundation

Location: San Diego, CA - USA
Website: http:/​/​www.poweroflove.org
Project Leader:
Alka Subramanian
San Diego, CA United States
2016 Year End Campaign
Time left to give
$23,735 raised of $30,000 goal
260 donations
$6,265 to go
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