Opportunity makes agricultural loans to support women farmers in Ghana to enable them to employ seasonal workers to help plant and harvest crops. As part of the agricultural loan program, Opportunity also provides improved seeds, helping each client's crops to thrive. Opportunity clients can also take advantage of other financial products, including weather-indexed crop insurance, which helps our women farmer's protect themselves and their families from the effects of climate change and inclement weather. Regarding crop insurance, one of our client's has said: “Before, I harvested three oxcarts of maize. Now I am harvesting six. I will be food-sufficient and also be able to lease additional land to plant cash crops. I am planning to introduce irrigation.”
Opportunity continues to expand its outreach to both agricultural and non-agricultural borrowers and savers in rural Ghana and all throughout Africa. Through strategic partnerships with organizations like the Bill and Melinda Gates Foundation, the MasterCard Foundation, CreditSuisse and Omidyar Network, Opportunity is deploying a range of cost-effective delivery channels, including satellite bank branches, bank kiosks, mobile banking vans, ATMs and point-of-sale devices. With these innovative financial tools and delivery methods, Opportunity is working to expand its reach to 950,000 African clients, who live in the most geographically remote areas on the continent.