Microloans for S. Sudanese Refugee Women in Uganda

by Hope Ofiriha
Small loans are providing an economic lifeline
Small loans are providing an economic lifeline

Thanks for your continued support of microloan project for South Sudanese in Uganda.

 By the time of this report:
With microfinance loan capital from Deki Microfinance Ltd, HOPE OFIRIHA granted small loans to 47 clients in December. With new contributions from GlobalGiving donors, and repayments collected are recycled into new loans and disbursed to 12 active clients.

In total in 2015, you gave small loans to 1015 entrepreneurs. The majority of them are in South Sudan and few clients in Uganda.

In a next quarter, we will send you a new field update report to let you know the impact of your contribution.

During the coming Christmas, our hearts go to South Sudanese women who has no opportunity to run a business to support their families with basic needs due to poverty.

Please consider giving a one-time tax-deductible donation of $250 to enable one South Sudanese woman to start a business to provide her family with essential necessities and pay school fees to educate her children.

Small loans are providing an economic lifeline for unbanked South Sudanese Refugees stranded in the outskirt of Kampala city.

An entrepreneur and her husband, who started their business by borrowing much smaller amount, are now trusted by Hope Ofiriha Sacco Ltd with a loan of UGX 1,500,000-.

Microcredit, the offering of small loans (as little as $10) to inspire entrepreneurship among those who lack collateral or a steady income as a way out of poverty, started with Grameen Bank in Bangladesh in the 1970s.

I am doing well, thanks, W4 so much!
I am doing well, thanks, W4 so much!

Thanks for your continued support of microloan project for South Sudanese in Uganda.

You did it again this year: Your cash and money from different sources helped grant microloans in the hand of 650 economically active clients in both South Sudan and Uganda.

Thanks DEKI for providing the largest microfinance loan capital. Deki's money is repayable after the partnership comes to an end.

 By the time of this report:
With a grant of microfinance loan capital from W4, HO had disbursed microloans to 20 new clients. In total W4, has funded a total of 60 clients.

In a next quarter, we will send you a new field update report to let you know the impact of your contribution. In a report, we will tell you a positive change it created in a life of South Sudan refugee women and their children in Uganda.

Our micro-loans program offers poor active women the chance for economic independence through entrepreneurship. Obtaining the capital to start or operate a business is a major obstacle for most of South Sudanese women and their families stranded in Kampala, as a result, from Sudan's African longest civil conflict. As refugees, they have a limited option to access bank loans, particularly those without formal education. Our program provides loans to not only qualified recipients but offers educational support to help them earn huge profit through their businesses.

Women themselves start their micro-loan group with a drive to lift themselves and their families from the burden of poverty. Every month, they attend group empowerment, and education workshops focus on small business management, record keeping, and mini bookkeeping help them be successful in their efforts. When women repay their initial loan, they qualify for a high credit during the next cycle. Over the years, we have seen women start their mini saloon, restaurant, food stall in a market, and farming businesses as a result of our program.

I am happy with GlobalGiving donors
I am happy with GlobalGiving donors
Thank you supporting South Sudanese Refugees in Uganda.
You made it again in 2015: Your money and cash from other sources helped a project to give money in hands of 359 economically active clients both in South Sudan and Uganda. Loan capital from Deki is a liability which is repayable back at the end of partnership period.

By the time of this reporting:
  • Hope Ofiriha provided small loans to ten clients from funding from GlobalGiving.
  • With Deki loan capital; it enables 329 active clients to do an income-generating activity.
  • With a grant from W4 Hope Ofiriha had given microloans to 40 clients.
With a grant loan capital from GlobalGiving and W4 a charity do not repay back. The money collected from entrepreneurs are recycle in a form of new loans to new clients. The repayments have been excellent, and refugees in Uganda and returnees in Magwi County are progressing with their business.
In a next quarter, we will send you a new field report to let you know the impact of your contribution. The positive change it created in a life of refugees in Uganda and an education their children receiving.

Owinyikibul villagers clashed with new recruits in earlier March.

The government and the opposition have failed to reach a peace deal despite the pressure from IGAD, UN, and the World. There are new fierce clashes in Jonglei and Upper Nile States. Humanitarian situation is worsening. There are 1.5 million people displaced from their villages of which some are living in exile as refugees.
In Owinyikibul of Magwi County, new soldiers recruit clashed with local villagers earlier March. The drunken soldier had refused to pay for the services where he was stuck in a bar fighting. He then organized his fellow recruits burning more than 100 houses and market stalls in retaliation. One recruit in the clashes. A chief has blamed the trainers for failing to keep discipline.


Microcredit is only hope to my life and my family
Microcredit is only hope to my life and my family
Hope Ofiriha wishes you a Merry Christmas, and a prosperous new year!
There is no political agreement reach between the government and SPLA in opposition despite the IGAD sponsored peace talks in Adisababa since the alleged coup. South Sudan is getting worse every day, and hope for peace is weak as the clashes continue to take place in Jonglei state between the regime and rebel forces.
Despite the glimmer of hope, the world newest country remains a troubled nation. People are continuing to flee into Uganda, and long-time refugees in the country fear to return home.
Thanks for your recent gift to Microloan for S Sudanese Refugee women project in Uganda.
Hope Ofiriha had granted loans to 171 active clients with investment capital from our microfinance partner Deki. This number is expected to grow monthly to reach many living in South Sudan and Uganda. Our clients have to repay their loans regularly, and Hope Ofiriha is treating Deki's fund as a liability. This microfinance investment capital is repayable to Deki when the partnership period comes to an end.
Your recent donations (GlobalGiving donors), and repayments collected are added up to recycle in form of a loan to 30 new clients.
With this arrangement, we only ensure customers repay installments in a group where she belongs not to NGO. The aim for a loan is to reach several women to do economic activity to support their families and pay fees to keep children in school.
In the next quarter, a new field update be posted to let you know how your contribution is making changes in the lives refugees, their families, and children, and community.


With your help, a new loan hub launched in Palabek
With your help, a new loan hub launched in Palabek
Thanks for your recent donation gift to Microloan for South Sudanese Refugee women project in Uganda.
With the fund from Deki (our microfinance lead partner), loans had been distributed to 105 active clients, and your donation helped grant loans to 25 new clients. Also, a new loan hub is launched in Palabek Kal sub-county northern Ugandan to benefit south Sudanese women living in the county as refugees. The program is growing, and in few months it will have the large number of clients.

Despite the glimmer of hope, South Sudan remains a troubled nation. South Sudanese people are continuing to flee into neighboring countries, and long-time refugees in those countries fear to return home.

I saw the situation for myself on my recent trip to Northern Ugandan, near the South Sudanese boarder, where I visited the projects we have supported for many years.
While HOPE Ofiriha focuses largely on the huge need in northern Ugandan where refugees are settled and in South Sudan, it is not easy to forget that for 17 years we have been helping various South Sudanese ethnic groups, who have fled to Uganda during Sudan longest war.
With your support, we are determined to go on helping them. They have suffered terribly in the past, still live in fear, and there is little chance of them returning soon. Many are amputees who lost limbs from landmines while fleeing from South Sudan. Others lost members of their families through the ethnic cleansing that took place before they left. Our support over the last few years has been in microloans to help South Sudanese women living in Uganda as refugees.
I was able to visit several families who have been helped by your donation to establish small-scale income generation activities. Two of these impressed me. The first was a woman who sells noodles, sauces and other food items in a small local market in Kibuli in the outskirt of Kampala. She has gained a large number of regular customers, and when I visited her, she had a queue of customers. Both stranded refugees and newly arrived, waiting to be served.
As always I am extremely proud of the fact that GlobalGiving is supporting work that helps those who are the most unfortunate and overlooked. It is so important that South Sudanese refugee women can look after themselves and not be dependent on handouts. We need to help as many of these women as we can to establish simple projects such as food making, pig rearing, and local brews for income generation.
In the next quarter, HOPE Ofiriha posts a new field update report to let you know how your contribution is making positive change in the lives of refugee women, their families, their children, and their community.

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Organization Information

Hope Ofiriha

Location: Oslo, Norway - Norway
Website: http:/​/​www.ofiriha.org
Project Leader:
William Logai Ochieng
Oslo, Oslo Norway