Business Revenue Generating Loans for 14 villages

by Ouelessebougou Alliance

The Alliance has provided 400 loans for individuals and villages since 1995—totaling approximately $135,000. 91% of all loans have been repaid or are current! Last year the Alliance funded $16,000 in new village loans. The villages of Simidji, Famana, Sena, and Tentoukoro each received $4,000 for new micro-loan business ventures. Village Economic Development Committees have disseminated the funds to villagers that have submitted strong proposals for small businesses. Businesses range from raising and selling chickens, harvesting grain or cotton and producing vegetables and fruits to sell on the market. These individual loans are proving to be highly profitable. Nine villages are currently participating in the Alliance’s loan program with dozens more hoping to have the opportunity in the future. The Alliance requires that all village Economic Development Committees participate in ongoing training to ensure successful loans and strong repayment. In the coming year we hope to involve more villages in our loan program!


Loans help villagers build grain banks
Loans help villagers build grain banks

Dear Global Givers,

The holiday season is a time to give thanks for all that we have . . . and a time to give help to those who are less fortunate than we are. 

While we enjoy our holiday feasts, rural Malians fight against disease, poverty, illiteracy, and long odds to prosper or even to survive.  According to UNICEF, one in every 5 Malian children does not live to see his or her fifth birthday, and only approximately 20% of those who make it to adulthood can write their own names.  In this time of giving, we must look to the less fortunate and help them to overcome their arduous struggle. 

The Ouelessebougou Alliance’s programs are grass-roots movements that instigate social change, sustainable development and greatly increased education, as well as significant improvements in health and sanitation.  Thanks to generous contributors like you, nearly 95% of the children in Ouelessebougou villages are vaccinated – twice the rate in the rest of the country; girls’ enrollment in village schools where the Alliance works is 21% higher than national girls’ school enrollment in Mali, thanks to Alliance workers talking to parents about the importance of educating girls and increasing the availability of education in the area; and the Alliance provides business training and the capital for micro-loans that allow villagers to become entrepreneurs.  Your donation helps us continue to provide these life-changing tools in one of the worlds most impoverished rural regions, providing not only fish for a day, but also the education and training to fish for a lifetime. 

 Spread a little holiday cheer to Mali. 

 Best wishes in the holiday season and the New Year!

 Josh Molina


An entrepreneur at his bike repair shop
An entrepreneur at his bike repair shop

Since 2004, the Alliance has provided $68,400 USD in capital for village loans. Since then, the capital has brought a positive return that has allowed us to loan a total of $134,868 USD to village communities; 91% of all loans have been repaid or are current.  

In one specific case, the village of Dialakoro Keleya, The Alliance and local bank Kondo Djigima have lent more than 6 000 000 cfa (roughly $12000) in 3 years to the people of the village. They have distributed the money to individuals who use the funds to start or invest in small businesses, with widespread success. Some of the interests generated by these activities help pay the teachers’ salaries at the village school. 

Your contributions to the Ouelessebougou Alliance are part of a long-term movement towards sustainability now taking place in the Ouelessebougou region: when Alliance loans allow an entrepreneur to succeed, the entrepreneur invests some of his or her profits in the local school system, enabling future generations to develop their skills and work towards a better life. This movement is helping to create locally sustained development in future generations.  

I want to thank you again for your generous donation and encourage you to consider donating again in the future, and to spread the word about our projects. 


Kind regards,

Josh Molina

Kondo Jigima
Kondo Jigima

To address the longstanding economic hardships in Mali, the Alliance’s economic development initiatives began in 1995 when small individual loans were offered to villagers in the town of Ouelessebougou. After the Alliance had provided these loans for several years, (aiding tailors, veterinarians, restaurateurs, etc.) the Alliance determined there was a greater need in the more rural village communities. In 2004, the Alliance restructured its loan program and began offering revolving loans to village committees in larger amounts—allowing for an increased profit margin. Now the Alliance’s loan program reaches 15 villages. In each village an Economic Development Committee has been formed by the village chief. This committee is charged with the creation of its business plan and ensuring that the loan is paid back in full and on time. 

 Revolving Loans for Self-Reliance

In this year’s annual assessment, only 33% of villagers said that their monthly income is sufficient to meet their needs. In order to increase financial opportunities at the individual level, many Economic Development Committees have decided to disseminate money from their village loan to village citizens for micro-finance business ventures.

  • This year, the Alliance funded $16,000 in new village loans. The villages of Simidji, Famana, Sena, and Tentoukoro each received $4,000 USD for new micro-loan business ventures.
  • Individual loans were used to invest in small businesses like raising and selling chickens or charcoal. These individual loans are proving to be highly profitable.
  • Since 2004, the Alliance has loaned $134,868 USD to village communities. Nine villages are currently participating in the Alliance’s loan program.  
  • 91% of all loans have been repaid or are current.


Girl helped by the Ouelessebougou Alliance
Girl helped by the Ouelessebougou Alliance

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Organization Information

Ouelessebougou Alliance

Location: Salt Lake City, Utah - USA
Website: http:/​/​
Project Leader:
Angie Roberts
Executive Director
Salt Lake City, Utah United States

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