Help Women Work their Way Out of Poverty in Togo

by ACTION10
Play Video
Help Women Work their Way Out of Poverty in Togo
Help Women Work their Way Out of Poverty in Togo
Help Women Work their Way Out of Poverty in Togo
Help Women Work their Way Out of Poverty in Togo
Help Women Work their Way Out of Poverty in Togo
Help Women Work their Way Out of Poverty in Togo
Help Women Work their Way Out of Poverty in Togo

Background

Through the TRUST, RESPONSIBILITY, and ACCOUNTABILITY instituted in the management, HR&S – Action10 villages program No A.3. increased the number of loan takers in the villages on the 31st October 2020. This is the result of the new fund supplied by the HR&S – Action10. After the 60 new contracts, signed on the 3rd of October 2020, new 30 women were now involved in the program for 24 weeks. Their first reimbursement started on November 05th, 2020.

This report concerns the launch of the activities of the implementation of this phase of the “Small-scale business program in Agbelouve”, Togo. Agbelouve (Prefecture of Zio) is a small town about 50 km from Lomé and it is associated to three small villages Kpotsokope, Agbodzakpo, and Foulani Kondji, which are situated within 30 km from Agbelouve. The program on the field comprised of people with small business such as sales of maize, beans and cakes, rice, yams and fruits, bags, clothes and shoes, drugs, goats, local drinks, bars, etc.

Project Update

A workshop on how to use the grants and attitudes to avoid and to reimburse all the amount was addressed to all the participants in each village on 31th of October 2020. Each loan taker was advised to manage their activities making the economy to reach sustainability in a few years (for example 2 years). The people involved in this program were happy while the smile began again with these forms of cooperatives.

 

Challenges and proposed solutions

 

  • Male candidates are expecting being integrated into the program

o    Proposed solution: Good result from the actual program can lead to their integration where more fund is needed to come up of this demand

  • A large number of candidates from the previous phase of the program are expecting a continuation.

o    Proposed solution: Make a survey about the understanding and experiences among participants in the previous phase of the program, in order to learn the lessons and further strengthen the program design.

  • New cooperatives are coming on the field to grant people. Women would like to take many engagements to get more capital.

o    Proposed solution: As our rate would be the best, people are still interested in but investigations are improved to avoid loan takers with two different loans. The need to increase the amount of the loan is raised.

 

Thanks for your support!

Links:

Share on Twitter Share on Facebook

As already mentioned in the previous report, A new phase of the village program was initiated in 2020, after a session of reflections over lessons learned, and targeted four new villages and 200 new business owners. In what follows, the new program progress will be explained in detail.

Contracts were signed on 29/02/2020 and the new program started finally on 01/03/2020 and the first reimbursement started on 12/03/2020. Thirty people (29 women and 1 man) were involved for the first six (6) months. This report concerns the evolution of the activities of the implementation of the “Small-scale business program in Agbelouve, Togo. Agbelouve is a small town about 50 km from Lomé and it is associated with three small villages Kpotsokope, Agbodzakpo, and Foulani Kondji, which are located within 30 km from Agbelouve.

Follow-up communication was arranged through cell-phone messages and calls to be sure of the implementation. The program on the field supports the people with small business such as sales of maize, beans and cakes, rice, yams and fruits, bags, clothes and shoes, drugs, goats, local drinks, bars, etc.

This program ended on 31/08/2020 and an onsite visit took place at the end of August to consider the real end and discuss with the loan takers. The people involved in this program were happy with the outcomes of the program and appreciated the support.

It is noticed that an increase in the amount of loans could significantly facilitate the small businesses reaching sustainability. Moreover, more candidates are identified and could be integrated into the next phase, thus more people could benefit from the advantages of this program having more funds available.

Thanks for your support!

Links:

Share on Twitter Share on Facebook

Through the many visits that S.E.VIE performed in the rural villages in the Zio prefecture in Togo during 2010 and 2011, the association identified a yet neglected but potential economic development opportunities of these villages.  Women from villages struggle every day to run their business. Even though they have a strong and detailed project; microfinance companies have given up on them. The women do not have enough financial resources to manage the farming and they have been excluded from regular microfinance institute. Isolated in the countryside and with no real guarantee to offers a loan giver; villagers desperately need money to invest and be able to develop their activities.  Yet, the Banks and the Microfinance institutions do not intervene in the remote areas of Togo.

Therefore, in 2012 S.E.VIE and Action10 decided to implement a programme addressing community services through social enterprising in rural Togo. The scope of the programme was to support women and men, who wanted to start social enterprises which should provide community services. SEVIE and Action10  jointly provide loans to the business managers, mostly women, with 10 % annual interest, combined with training and coaching in all areas required for success. The business managers come together in a village group called an assembly, in which a president, a secretary and a counsellor is elected. Inside this assembly, cooperatives of 4 to 6 women are created. Each woman received a certain amount of money according to their project and the payback is collective.

The first step was a pilot in Foulany Kondji in 2012. It gathered 30 women and grew successfully every year. The project in Foulany Kondji eventually gave rise to an assembly with 200 women and a few men. During a period of six years, the programme grew and was adopted by eight villages. The approach is embracing all aspects of community services. 

In 2019, S.E.VIE decided to move their project to a semi-urban context and to continue the collaboration with Action10 with the same approach elsewhere.  The management of the rural village programme was then taken over by Leaders&Development (L&D), and in 2020 another four villages in rural Togo have adopted the programme.

Links:

Share on Twitter Share on Facebook

Many success stories are coming in from the field. For example the one of Anna and Anais (false names due to privacy regulations).

Anna has a fruit selling business. She received three loans of increasing amounts which she repaid in full and in due time, thanks to the success of her business She said the money really helped her. She is soon ready to take in a new investment, to grow even more! Anais has a similar story, but her business is selling cereals.

In 2020 we plan on scaling up our program and help many more entrepreneurs like Anna and Anais. Your donations can really make a difference! 

Share on Twitter Share on Facebook

The year-to-date numbers were sent by S.E.VIE to Action10 a couple of weekg ago - and they are looking pretty good! 

Here are some of them:

  • S.E.VIE has been funding 124 entrepreneurs with 154 businesses in the Coastal area or Togo!
  • The average loan picked up by a business is 80,500 West African CFA francs or 125 EUROS.
  • Loans have terms between 1 and 10 months, they are paid back weekly, and 42 businesses have already repaid their loan.
  • Most entrepreneurs are venturing in different types of food reseller (65), followed by restaurants (14), sales of bags (12) and pharmacies (7).

 

All this is made possible by your donations!

Share on Twitter Share on Facebook
 

About Project Reports

Project Reports on GlobalGiving are posted directly to globalgiving.org by Project Leaders as they are completed, generally every 3-4 months. To protect the integrity of these documents, GlobalGiving does not alter them; therefore you may find some language or formatting issues.

If you donate to this project or have donated to this project, you will get an e-mail when this project posts a report. You can also subscribe for reports via e-mail without donating.

Get Reports via Email

We'll only email you new reports and updates about this project.

Organization Information

ACTION10

Location: Bromma - Sweden
Website:
Facebook: Facebook Page
Twitter: @Action10Org
Project Leader:
Cecilia Öman
Bromma, Sweden
$10,381 raised of $20,000 goal
 
110 donations
$9,619 to go
Donate Now
lock
Donating through GlobalGiving is safe, secure, and easy with many payment options to choose from. View other ways to donate

ACTION10 has earned this recognition on GlobalGiving:
Add Project to Favorites

Help raise money!

Support this important cause by creating a personalized fundraising page.

Start a Fundraiser

Learn more about GlobalGiving

Teenage Science Students
Vetting +
Due Diligence

Snorkeler
Our
Impact

Woman Holding a Gift Card
Give
Gift Cards

Young Girl with a Bicycle
GlobalGiving
Guarantee

Sign up for the GlobalGiving Newsletter

WARNING: Javascript is currently disabled or is not available in your browser. GlobalGiving makes extensive use of Javascript and will not function properly with Javascript disabled. Please enable Javascript and refresh this page.