Low income households in urban areas always face problems of low nutrition and unhygienic living conditions which often lead to diseases that require hospital care. Lack of resources force low income households to treat patients at home, resulting in mortality. The microhealth product aims to empower clients to hedge against such contingencies by providing low cost hospitalization due to illness and accident. A need for a health related product was consistently identified in our surveys.
Working on a partner-agent model, Kashf acts as an interface between clients and insurance company facilitating the latter by providing them access to clientele and screening information and the former by provision of health services.
The project will not only provide health services to client households but will also educate and create awareness about their own health and well being and provide them the oppurtunity to invest in their health to attain a better quality of life.