Microfinance & Empowerment Programs In Gulu

by Women's Global Empowerment Fund
agro project
agro project

As you know, WGEF is more than a microfinance endeavor; we elevate women's voices! We reject the status quo of accepted levels of violence and poverty women face and strive to give women and their families the tools and support they need to address inequality in the economic, social and political sphere. Perhaps best put by one of WGEF’s clients, Grace Kevin, expressing her experience as a program client:

“Thank you for the opportunity to share with you, by the way this is an achievement to me I used to fear to share but now will never be silent again.”

-Grace Kevin, WGEF client 

Our Credit Plus program has given 3400+ microcredit loans, basic business training and opportunities to participate in development programs. We made our first loan in October, 2007 and since April, 2008, have experienced rapid growth. Our reputation in the community indicates that we have a meaningful, solid, fair program, resulting in new groups applying weekly. Several indicators highlight the success of this program and where we are at this point in time. One, we have had no defaults or missed payments; two, many groups have applied for a fourth and fifth loan to expand and grow their businesses, some women are hiring assistants and employees from their villages; three, we have received very positive feedback from community leaders, our clients, and have received  extensive press coverage; and four, we have had fantastic turnouts for our reproductive health training in May, and the 5th annual Kikopo Pa Mon Gulu, Creating a Voice for Women in Gulu, drama festival in October, 2012.  

Due to the positive response and overwhelming success of Kikopo Pa Mon Gulu, it has become a regional and nationally recognized event. By encouraging the idea of traditional music, dance, and drama in the local language, the culture of the area would be preserved, and the relevance of these issues to the community would be elevated. We would like to invite you to share our excitment as we prepare for our 6th annual Kikopo Pa Mon Gulu, celebrating the theme Women, a force for peace, security and democracy!

Thank you so much for your continued support and kindness. We look forward to sharing the exciting events of these coming months with you as we work together to fight poverty and inequality.

animal husbandry
animal husbandry
businesswoman and community leader
businesswoman and community leader

The average WGEF microcredit loan is $57. This loan enables a woman to start a business, expand her business, feed her family, participate in her community and create virtuous spirals of possibilities....

To date WGEF has given over 3300 loans, with a 100% repayment rate, enabling us to continue to loan money and create new entreprenuers. Businesses include, selling produce, goods in the market, food service, small restaurants, hotels, tailoring, quarry work, beauty salons, construction, and many other viable cottage endeavors. In addition, we have given out over 240 agriculture loans, creating small/medium scale women farmers; increasing food security at the household and community level. Our agro loan program has been a great success and an important part of a healthy recovery for the northern region. 

Your donation is more than just a loan, it is a lifeline to increased economic and human security, hear from one of our clients: 

"As a mother of seven I had no idea about how my life would be after the impact of the LRA War. I was abducted at the age of six and returned with two children, I hardly knew what to do with my life because my parents were gone. After a few years I met a man whom I thought would provide me with all the security I needed, all was a myth because he kept beating me each time I asked for money and whenever he came home drunk causing even more pain and suffering. With all the pain I wanted to return to the bush where life was much easier but whenever I looked at my children I felt they needed me because no one could look after them after I was gone. It was then that I started growing vegetables and selling but the money was not even enough to cater for our upkeep because my husband could even take it away from me.

I had one problem after the other, with no one to turn to but one day I met a group of Women Benefiting from WGEF, after several days, a peer counselor shared with me a lot about what I was going through and introduced me to the Program, due to my low self esteem I feared to be among other women but gradually I gained the courage.

 My life has now changed not only because of the loans but also the trainings that I received. I managed to start up a business and a live stock project which is helping me pay school fees and other basic needs; I also bought a bicycle from the profits which has eased the transportation of my products to the market. At this point the relationship within my family has improved and we are working together to provide for our family, people in my community now respect me and I am now even a community leader, something I thought wasn’t meant for me. At last I have the hope that was long gone."

 “Please fellow women, do not think whatever you went through or are going through cannot change – we can rise above poverty once equipped with the right tools”

“Akello Beatrice – Bungatira”  God Bless WGEF 

Thank you for your ongoing support and commitment to equality and women's empowerment! 



WGEF client and family in the market
WGEF client and family in the market

The Credit Plus program creates sustainable human development. By focusing not only on economic activity, but critical educational and political opportunities as well, enable women and families to increase human security and empowerment. 

We have made over 3300 hundred loans, 500+ women have learned to read and write, 5 women ran for political office in 2011 with 3 successful. Poverty is the result of inequality in multiple spheres, WGEF addresses inequality by focusing on the social and political dimensions critical to systemic change. 

We have not lost a loan, I believe this in due in part to the program, staff and integrity of women, wanting to create a brighter future for themselves and their families. 

As we move forward into our 6th year and beyond, our program continues to be transformative, provocative and relevant.  We hope you are inspired and continue to support WGEF and the women we serve in northern Uganda.

Client Quote:

My hope is back! And I have no worries now, my children will appreciate and I have started receiving thank you notes from them. Sarah said to me “thank mother for being there for us all the time even when things were hard during the war, Mumy I have learnt a lot from you and I promise I will be a perfect Mum like you in future”.  I cried because of joy and happiness that my daughter brought into 

"My name is Grace Arach, 29 years old, I have 3 children and a member of Kwo Aye Lonyo women group, I joined WGEF in 2008 and together with my members we have received 5 loan cycles. I sell fruits in the market and do some agriculture for home consumption. It was my first time to join any loan program and I feel preveraged to be part of the WGEF. I m so happy that I can now read and write my name an opportunity which I lost when I was young but when WEGF opened the free literacy program I was among the first one to register."

WGEF clients - quarry businesses are popular
WGEF clients - quarry businesses are popular


ag project
ag project

Poverty is the result of inequality in many spheres, and while microfinance can be an effective tool at alleviating extreme poverty, WGEF believes there must be a political dimension in order to address systemic inequality preventing women from reaching their potential and leading dignified lives. 

Our Credit Plus provides women with microloans, business trainings but focuses on three additional areas of social capital building: literacy, leadership development and health initiatives. In 2013 our focus will be on creating programs that expand economic opportunities, liberty, and political participation. To date we have given over 3300 loans, providing women an opportunity to create a brighter, more secure future for themselves and their families. Our average loan size is $57, this small amount enables women to start a viable business or a project. We have a 100% repayment rate. Please visit our website for more info, www.wgefund.org. Thank you for your support and commitment to women's empowerment and social justice. 

family business in the market
family business in the market
working together
working together



We live in a chaotic, tumultuous world, and during the
holidays it may seem even more so. One thing is constant: the desire for
security, peace and justice. These are lofty ideals, many times clouded by
violence, politics and greed, but at the end of the day they are worth fighting
for and that is our goal. To work for social justice, sustainable human
development, increased food security and women’s empowerment.

Food security and the rising prices of food staples are,
and should be, main concerns for WGEF, NGO’s and all who believe in economic
justice. The past few years, global food prices have eclipsed previous global highs and
continue to climb. This is a multifaceted issue, which requires a complete
transformation of global agriculture policy. Access to healthy food sources is
a human right, not a luxury. For the planet’s poorest 2 billion people, rising
food prices means going from two meals a day to one or none. This creates
extreme poverty, human insecurity and violence.

WGEF is addressing this critical issue by focusing on our agriculture program, providing loans and
tools for women farmers and farm workers. Our focus for 2013 is leadership
development and food security: growing our agriculture program, supporting the
new Gulu Women’s Agriculture Union, and promoting and training women to become
leaders and advocates in their community.

As we move forward into our 5th year and beyond, our program continues
to be transformative, provocative and relevant. We hope you are inspired and
continue to support WGEF and the women we serve in northern Uganda. Please
contact me with questions or conversation, 303.520.7656.

Peace and love to you and your family this holiday season!

Karen Sugar, Founder and Director

2011 Wish List!

During this holiday season, you can support WGEF by
donating the following much-needed items:

1)    Help us fund the Access to Justice Initiative, providing critical information on human and legal rights; including addressing gender bias and breakages in the justice chain, solutions, and resources. (See GG project)

2)    Tractor
- $2500 to be used collectively by WGEF farmers and union members – owned and
operated by GWAU (Gulu Women’s Agricultural Union). (See GG project)

3)    Literacy
Program - $10,000 – increase our capacity to 200 women, enabling 100 additional
to join this program! (See GG project)


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Organization Information

Women's Global Empowerment Fund

Location: denver, colorado - USA
Website: http:/​/​www.wgefund.org
Project Leader:
Karen Sugar
Founder and Director
Denver, Colorado United States
$7,055 raised of $15,000 goal
128 donations
$7,945 to go
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