This project will support 600 women in northern Ghana by establishing 20 Village Savings and Loans Associations (VSLAs) and enterprise development in rural farming communities. VSLAs enable women to develop self-reliance, becoming empowered to take ownership of their finances where previously they would have no rights to household income. Women in the north are the most marginalised population group in Ghana, but through VSLAs they can invest in their families and livelihoods to reduce poverty.
In northern Ghana, traditional culture is patriarchal, allowing women few rights. Entrenched gender inequality means women have less access to education, healthcare, good nutrition, or income, and women cannot own land or property. Typically, women's opinions are not valued and their decisions are not accepted. This limits women's pathways out of poverty, maintaining their marginalisation. Increasing gender equality and women's rights will benefit women, their families, and the wider community.
Membership of a VSLA gives marginalised women the opportunity to take ownership of their finances and invest in their families, livelihoods, and futures. This project will empower 600 women by giving them agency to make decisions over how to use their income. Trax will support them to develop their businesses which they invest in through loans and savings made with the VSLA. This gives women more rights and an empowered status while also increasing their income and reducing household poverty.
This project will reduce gender inequality in 4 communities by empowering women through increased rights, agency, and capacity for decision-making. This project will directly benefit 600 women, and their families and communities will benefit from investment in education, healthcare, and livelihoods. In the long-term, women will be self-reliant, less marginalised, and their decisions will become valued. VSLAs and enterprise development give women and their households more pathways out of poverty.