Ms. Verna maybe well over the age of 65 but she knows the importance of continuing to set financial goals and watching where your money goes. She attributes this to why she is able to keep a smile on her face and to live life. Ms. Verna talks about the instances where she has had some of her checks stolen from the mail box in front of the post office and then, somehow re-written to others for cash. She feels extremely fortunate to have tellers at her bank, who double check things when people they don’t know enter the bank to cash checks on other folks accounts. This saved her the possible loss of over $500.00 which could have been devastating for her to go through all of the process to get her money back.
Ms. Verna shares with others the importance of going through programs at RISE like ‘Common Cents’, to help them see the importance of using traditional banks and keeping up with their balances as well as reconciling their bank account on a monthly basis. She has talked to others who experienced the same fraudulent activity with money orders and cash transactions and some of them never recovered their money. According toMs. Verna, this can be a major set-back for someone on a fixed income, who already has trouble making ends meet any way.
So what does Ms. Verna do now? Well she keeps a brochure in her purse to tell others about RISE and the ‘Common Cents’ program. She also tells them that no matter what your age maybe, that setting aside a certain amount each month for savings is something that everyone should continue to do. If you aren’t worried about emergency household expenses because of your residentially living arrangements, then everyone should be saving for a vacation, giving to their church/charities and perhaps a little for the unexpected needs relating to the education of their grandchildren. She feels that everyone should go through a course like ‘Common Cents’ because common cents is still important for everyone to have , especially when it comes to financial security.
Your contribution to RISE that will support the Common Cents program, will allow others like Ms. Verna to have more joy in their life without having the stress of worrying about how they will pay needed expenses. As a matter of fact “Common Cents is a good Rx (prescription) with good side effects – peace of mind, possible joy and a little happiness”, according to Ms. Verna!
Thanks so much if you decide to support or will be providing continued support of RISE's Goal Card Program. The generosity of donors has helped us transform the lives of many low-income students. Lil’ Charles is a perfect example of how just a little encouragement transformed his life in a positive way after a tragic experience.
Just a few semesters ago, Lil’ Charles grandmother, who's raising him, expressed deep concern over his low academic performance. His grandmother asked the school for help but his teachers didn't think that he was capable of moving to the next grade last year. He was also threatened to be expelled from school because he fought other students who teased him about his family situation. The grandmother who knew about the Goal Card program, enrolled him inspite of the teacher’s prognosis. She also enrolled him in a neighborhood charter school and the rest of the story is history. Lil’ Charles got off to a super start this school year by displaying extraordinary academic progress in each of his classes -- so much that he has made the honor role for the past two nine-week grading periods. His grandmother proudly tells people that “he is not doomed to be on the short yellow bus but is now running and leaping to prepare himself to attend college in the future!"
Lil’ Charles has had to overcome some serious challenges. During his time of academic transition, his mother passed away and he suffered a period of tremendous grief. But he has since channeled his energy in a direction of scholastic aptitude and success in the classroom. We are immensely proud of Lil’ Charles' hard work and dedication. .
RISE can continue to help other students like Lil Charles with your generosity through GlobalGiving. Joins us and be a part of helping to encourage a child to be the best that he can be. Your financial support can make more stories like Lil Charles' have a Wonderful, Happy Ending!
Verna, who has an entry level government job, enrolled in the Save Up Program in the spring of 2014. She heard about the program from a classmate and former Save Up participant. They both were enrolled in an Industrial Readiness Training program at a Junior College in hopes of improving their employment opportunities. Verna was excited when she learned that RISE could help her realize her dream of home ownership. You see Verna and her daughter Morgan lived in a one bedroom apartment, sharing a bedroom, with no area outside where should could safely play
Being in the Save Up program didn’t come without challenges. Verna openly shared during the class that “Saving is hard. As soon as I started saving, something would always happen. For example, the struts on both sides of my old car went bad and had to be replaced. It all worked out though and I didn’t have to withdraw money from my Save Up account because RISE taught me to always save for emergencies.”
Verna realized her dream of home ownership before Christmas, with the purchase of a two bedroom, two bath, brick home in a gated community. The house had all of the amenities that Verna could ever dream of and especially the large fenced-in backyard where her daughter can run and play. Verna now shares with others, “Having our own home means that my two year old daughter gets to have her own room and I can play with her outside now….in the safe privacy of our own backyard…..thanks to RISE.”
What a Christmas present for Verna and her daughter, all because of donations made by you and others to the Save Up program. Look at the smiles on both of their faces. Please continue to support young struggling families like Verna, who want to work hard and improve their situation so their families can be safe and experience the American Dream of Homeownership!