Opportunity International

Our mission is to provide opportunities for people in chronic poverty to transform their lives. Our strategy is to create jobs, stimulate small businesses and strengthen communities among the poor. Our method is to work through sustainable local microfinance institutions that provide small business loans, savings, insurance and training. Our commitment is motivated by Jesus Christ's call to serve the poor. Our core values are respect, commitment to the poor, integrity and stewardship.
Aug 9, 2011

Low-Cost Health Insurance in India

Deepa Kaha
Deepa Kaha's health insurance paid for treatment.

MicroEnsure, a subsidiary of Opportunity International, is the world’s first microinsurance intermediary, and it serves people living in poverty with innovative products in crop, loan, health, life and property insurance, offering clients and their families a safety net when an unexpected hardship or disaster occurs. Research has shown that of all insurance products, health insurance is the most demanded by people in poverty. That is why MicroEnsure has developed comprehensive low-cost health insurance which covers pre-existing illnesses and maternity care from day one. Service is provided on a cashless basis. Users simply present their ID card to receive treatment.

MicroEnsure launched its first cashless health insurance product in India in 2008. Remarkably it costs as little as nine dollars a year to provide health insurance cover for a family of four.

Opportunity International and our subsidaries are dedicated to bringing Health Insurance to those that need it most, and have continuted to work and expand our services throughout India. You too can be a part of this important initiative.

For more on MicroEnsure’s health insurance products in India and elsewhere visit microensure.com

Jul 19, 2011

Savings Programs in the Philippines

Currently, millions of families in developing countries don’t have access to savings services because they don’t have the minimum deposit most commercial banks require (some two-thirds of the world’s adults still do not have a basic bank account). Their savings come in such small increments that most banks are not prepared to offer them an account. In addition, many people living in poverty don’t have or can’t afford documents such as birth certificates, which are needed to access traditional banking services.

Because savings is an economic necessity, people living in poverty must find other ways of keeping their money. Without many alternatives, some hide their money in hollowed out bamboo poles, in boxes under their beds, or in a hole in the ground. They also put their money into assets, such as livestock or pieces of jewellery. But assets offer little security as they are vulnerable to their environment–they can be stolen, deteriorate or be destroyed by natural disasters. People living in poverty need savings that are both safe and liquid, offering a safety net against crises such as floods.

Opportunity International offers savings products that enable people in poverty to securely deposit and save small amounts of money. Often without a minimum balance requirement, these savings accounts enable families to plan for unexpected expenses and can lessen the devastating impact of natural disasters.

With homes, families and livelihoods destroyed, survivors of the recent floods in the Philippines are faced with the overwhelming task of rebuilding their lives. Microfinance empowers families to recover from tragedy and reshape their futures.

To find out more about Opportunity International clients in the Philippines lke Arlene Santos who runs a spa go to http://www.opportunity.org/give/clients/1409.

Jul 19, 2011

Meet Arlene Santos- Entrepreneur in the Philippines

Arlene Santos is 41 years old and married to Sonny. The couple has 4 school-aged children and their family resides in Concepcion, Tarlac.


Arlene manages a wellness spa services in their village. Their business provides facial and body massage to all customers. She has been managing her business for over 3 years and she earns approximately 5000 Php monthly for these activities. Arlene wants to purchase additional inventory and working capital for the maintenance of her spa and to provide a better service. Thus, she is requesting to avail a loan to expand her business. She thinks that the loan will be very beneficial for her business and living.

Learn more about Arlene and other Opportunity International clients at http://opportunity.org/give/clients/1409.

 
   

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