1,000 Microloans for Rural Women in East Africa

 
$143,409
$6,591
Raised
Remaining

Project Video

1,000 Microloans for Rural Women in East Africa

1,000 Microloans for Rural Women in East Africa
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Olive Wolimbwa, WMI Local Director, Buyobo, Uganda

Olive Wolimbwa, WMI Local Director, Buyobo, Uganda
Olive Wolimbwa is the head of the Bulambuli Widow's Association and volunteered to organize the first borrowers in the WMI program. Under her supervision, all of the borrowers made their loan payments on time and they learned how to keep business records. She is now WMI's Local Director and superivses WMI's entire credit program in the villages. (view small | med | large | orig)

Buyobo Uganda

Buyobo Uganda
WMI launched its program in the Buyobo region of northeastern Uganda. This rural area is in the foothills of Mt. Elgon and has little in the way of public services. Most villagers do not have electricity, indoor plumbing or running water. There are no banking service of any kind in the area. Credit is available only from local money lenders, who charge exorbitant interest rates. (view small | med | large | orig)

Bulambuli women meet to hear about WMI's loans

Bulambuli women meet to hear about WMI's loans
The women of the Bulambuli Widow's Association were seledcted as the first borrower's in the WMI credit program. WMI board members traveled to Uganda in Jan. 2008 to meet the women. Dressed in their best outfits, they held a day long meeting and listened intently to all of the loan program details. (view small | med | large | orig)

Potential borrowers wait for their turn

Potential borrowers wait for their turn
The women in Buyobo were eager to apply for loans. They waited patiently for hours until WMI staff could meet with them to review their business ideas. Montana Stevenson, WMI's college intern, spent time reviewing all of the loan terms with borrowers while they waited. (view small | med | large | orig)

WMI staff meeting with borrowers

WMI staff meeting with borrowers
June Kyakobye, Robyn Nietert and Montana Stevenson from WMI traveled to Buyobo to launch the loan program. They, along with Olive Wolinmbwa and other elders from the village, met with each borrower individually to review her business idea and make sure she understood the loan terms. (view small | med | large | orig)

WMI borrower signing loan documents

WMI borrower signing loan documents
All WMI borrowers executed formal loan agreements. They were given copies of their agreements to keep for their files. WMI believed it was important to treat the borrowers with respect and as valued clientele. (view small | med | large | orig)

WMI borrowers receive business training

WMI borrowers receive business training
Training is an important part of the WMI loan program. All borrowers must attend business training sessions. They are issued notebooks, pens and calculators to keep track of income and expenses. (view small | med | large | orig)

Children showing WMI staff the village

Children showing WMI staff the village
After the loans were issued the children took the WMI visitors on a tour of the village. Uganda is a very densely populated country - 75% of the people live in rural areas. It has one of the highest birth rates in the world - 7.2 children per family. There are many AIDS orphans in Buyobo and they are cared for by relatives and neighbors. (view small | med | large | orig)

WMI borrowers pay off their first loans

WMI borrowers pay off their first loans
The first WMI borrowers received their loans in Jan. 2008. The loans were for a 6 month period and all of the borrowers made their payments on time. They paid off their loans in July 2008 and WMI staff were on hand to celebrate and present them with a graduation present - new tote bags. (view small | med | large | orig)
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Organization

Project Leader

Robyn Nietert

President
Bethesda, Maryland United States

Where is this project located?

Map of 1,000 Microloans for Rural Women in East Africa