Help Fund Women Farmers in Ghana

Feb 14, 2012

The World will Benefit from Agricultural Loans to Women

According to a USAID report, global food production must increase by 70 % in the next 40 years to meet the growing population. Agriculture is needed in rural areas of developing countries and accounts for 86 % rural population's livelihoods. Women make up 43% of the agricultural workforce yet women farmers are LESS productive than men because they have decreased access to land, water, seeds, training, credit. If women had equal access to these necessary tools, the world would benefit. 70% of legal owning farmers in Ghana are men, Opportunity Ghana is working to provide equal access to agriculture tools and loans. 

Opportunity makes agricultural loans to support women farmers in Ghana to enable them to employ seasonal workers to help plant and harvest crops. As part of the agricultural loan program, Opportunity also provides improved seeds, helping each client's crops to thrive. Opportunity clients can also take advantage of other financial products, including weather-indexed crop insurance, which helps our women farmer's protect themselves and their families from the effects of climate change and inclement weather. Regarding crop insurance, one of our client's has said: “Before, I harvested three oxcarts of maize. Now I am harvesting six. I will be food-sufficient and also be able to lease additional land to plant cash crops. I am planning to introduce irrigation.”

Opportunity continues to expand its outreach to both agricultural and non-agricultural borrowers and savers in rural Ghana and all throughout Africa. Through strategic partnerships with organizations like the Bill and Melinda Gates Foundation, the MasterCard Foundation, CreditSuisse and Omidyar Network, Opportunity is deploying a range of cost-effective delivery channels, including satellite bank branches, bank kiosks, mobile banking vans, ATMs and point-of-sale devices. With these innovative financial tools and delivery methods, Opportunity is working to expand its reach to 950,000 African clients, who live in the most geographically remote areas on the continent.



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Project Leader

Ally Lynch

Oak Brook, Illinois United States

Where is this project located?

Map of Help Fund Women Farmers in Ghana