Thanks for your recent generous donation to Microloan for South Sudanese Refugee women in Uganda project. Your committed to helping the needy to get out of poverty is tremendously appreciated by our trustees and those who will benefit most – the children!
Fifteen (15) borrowers repaid their loans they took in December 2012, and the remaining beneficiaries will pay the ultimate instalments by June end. This is a significant news from our beneficiaries in the outskirts of Kampala.
What next? Your donation and repaid loans will be recycled so is borrowed to 20 new beneficiaries. These women are in training in business skills for two weeks, and after the loan will beddisbursed for them to develop their enterprises for generating income.
The beneficiaries are eager to see this project progressing, and they need your help so they can push their opponent - poverty!
A new field update will be posted again after three months to let you know the impact of your contributions, and what changes it has made in people's living conditions.
“Now I am a human,” said Beatrice, when I asked her about her life now compared to before she received her first loan of Sh150,000 (about $55) from Hope Ofriha in 2008. Beatrice is a refugee from South Sudan who escaped during the country’s civil war in 1997 – first to Kenya, then eventually settling in Kampala, Uganda. At first she sold vegetables in the local market, making very little money. She couldn’t afford to pay rent or to cover the school fees for her three children – two girls, and one little boy.
She soon heard about Hope Ofiriha, an organization that provides support for refugees from South Sudan. In 2008 she received her first microloan from the organization. With this loan she was able to take a sewing course, where she learned to make pillows and tablecloths with beautiful, intricate designs. She was able to buy cloth and thread, and began her own business, selling these crafts in the market. Since that time, she’s moved into a two-room house, she’s been able to send all three of her children to boarding school, and she’s even saved enough to buy a brand new sewing machine.
Beatrice has gained so much from the support she received from Hope Ofiriha that two years later she was elected the chairperson of the whole microlending organization. She explained to us how the women organize into groups of ten women – each receiving a loan and paying back the amount they’ve received with 10% interest, which is then leant to another woman. The loans vary in size, but generally are about $50-$90 each, depending on what type of business the individual woman wants to start or grow.
When the war ended about a year ago, many of the refugees returned to South Sudan, but over 100 of the women supported through Hope Ofriha stayed in Kampala. They said they would like to stay if possible – the schools are better in Uganda, and they’d like to give their children a chance at a better future. Hope Ofriha (and you as a donor!) has helped them begin to make that future a reality.
We wish you a happy new year 2013!
Thanks for your recent generous gift to Microloan for South Sudanese Refugee women in Uganda project. Your committed to help the needy to get out of poverty is really appreciated by our trustees and those who will benefit most – the children!
The micro-credit is a good tool for poverty alleviation among the poor. In Uganda, for instance, women have access to small loan from MFI to operate tiny business for recurring income generation. These women are aware they cannot eradicate poverty, but made a good progress in a fight against it. A woman said, micro-loan started in Bangladesh, but the scheme is also benefiting Uganda. The poor, especially women feel some sense of economic security and independence because the scheme has enabled them to participate in the economic development in the equal footing with men in the country.
Former South Sudanese Refugee women – still in Uganda have no access to tiny loan from MFI, but since the start of this initiative – they made good impact to alleviate their sufferings, improve their standard of livings, re-pay their loans, and fund children’s school fees. Through exchange visits to most successful entrepreneur Ugandan women – the South Sudanese women have benefited a lot. During their visits, they held business discussions with their counter-parts; they now know how to determine viable business areas, and how to set profits on capital invested – really good!
In 2012 – 343 clients returned to South Sudan after having re-paid their loans, and in October 100 new women were granted micro-loans to start the tiny business for income generation to support themselves and their families. Our accounts are under auditing, so we are not able at this stage to declare the total of our clients. We will declare this after the accounts are verified and release to Hope Ofiriha by Hillary Public Certified accountant soon.
The beneficiaries are eager to see this project progressing. They need your help so they can operate tiny business for income generation.
While our communities had just started to adjust from the shocks and devastation of prolonged civil war, they were yet met by airstrikes and ground assaults launched against South Sudan in the bordering states by Sudan armed forces and militant allies. This brought more unnecessary displacement, vulnerability, anguish and human suffering.
Life in the South Sudan – Sudan bordering states became unbearable as cost of living steadily skyrocketed. While two nations have signed a deal to promote peaceful coexistence, the impact of recent conflict include Abyei has caused humanitarian needs to the affected people.
We therefore, request our partners to continue their support to Hope Ofiriha and more importantly to the needy and vulnerable groups in the communities. We look forward to working with all of you in 2013.
May I take this opportunity to wish our donors and partners a very happy, peaceful and prosperous New Year 2013!
Give More, Get More: GlobalGiving is Matching Donations to Hope Ofiriha from October 17th 2012. Are you looking for a way to support Hope Ofiriha get more bangs for your bucks? On October 17th, GlobalGiving will be matching donations 30% up to $1,000 per donor, per project. There is $50,000 available in matching funds. Matching will begin at 12:01 am EDT and last until funds run out or until 11:59 pm EDT. Once funds have been depleted, no more donations will be matched.
Let’s dedicate this Bonus Day to “South Sudanese deportee children”. Wrap your school supplies to ensure a child get back to school in 2013.
In addition, GlobalGiving is offering two levels of bonuses; the organization that raises the most funds on Bonus Day will receive an additional $1,000 from GlobalGiving; and the organization that has the most unique donors on Bonus Day will receive an additional $1,000 from GlobalGiving.
This will be the last bonus day of the year, so consider making your gifts on October 17. During the previous campaign, the matching pool was exhausted within a matter of hours so please make your gifts early! Please GIVE HERE!
We urge you to help us spread the Give More, Get More campaign. Promote our cause on your social media outlets such as – Facebook, and Twitter. These are great places to share our project.
HOPE Ofiriha provided small loans, basic business training and on-going guidance to groups of South Sudanese women stranded in the outskirts of Kampala.
This enables the women to develop self-sustainable livelihoods, to feed, clothe, educate their children, and work their way out of the poverty trap. By the time of reporting, the charity had six groups, each group with 50 members. Since inception had made 400 loans to around 300 women directly impacting the lives of 1400 family members and dependents.
They receive individual loans, but take responsibility for repayment of each other’s loans collectively. The group structure is similar to the one used by Muhammad Yunus’s Grameen Bank, where joint liability for repayment alleviates the lack of security or collateral on the loans. This means that if one member gets into trouble, the others provide assistance and support to ensure success throughout the group. In Uganda the average loan size ranges from USD 100-250 per member.
The microloan programme is complemented by group cohesion training. Since around two-thirds of our clients have little or no schooling, we consider the training to be essential to the overall success of our programme. To this end, all clients receive four training sessions before their first loan, and subsequently receive training during loan cycles as required.
At a request of the group a client is charge interest on loans, and this contributes towards running costs of the group-organization. The groups are working making the operations sustainable in the long term, and interest payments covering local overheads. We have projected the microloan programme will be operating at a sustainable level by the end of 2012.
However, we do not believe that universal access should be sacrifice in the pursuit of sustainability, and consequently we place an emphasis on ensuring we are serving the poorest clients (South Sudanese women) stranded in the outskirt Kampala areas. 135 clients returned to South Sudan in 2011/ 2012.
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