SHI- Fund 70 Women's Micro-Credit Loans in Ghana

Jun 6, 2013

Margaret: Keeping her dream alive

Margaret and two of her children.
Margaret and two of her children.

A number of young girls in Ghana become pregnant after completing Junior High School and their dreams of growing up to be nurses, teachers or doctors are shattered.

Margaret  Owasu, 43, became a mother after O-level (Junior High) but kept her dream of becoming a teacher alive. She started as a pupil teacher in her community in 1994.

She has been a beneficiary of Self-Help micro loans since 2003. She bought a deep freezer in 2005 which she uses to sell water and ice cream for additional income. She admits that without the loans she and her five children could not survive.

In 2012 she enrolled in a three-year program to earn her diploma in Basic Education by distance learning. She promises to dedicate her project work (thesis) to Self-Help. She prefers to call the Self-Help International loan as "semanhyia" meaning "savior."

Your support of Self-Help's Micro-Credit Program has helped Margaret, and many others like her, on the path to success. Thank you for helping to keep dreams alive.


  • Miriam E
    Miriam E Thanks for this great update; it makes so personal the valuable work that you are doing!
    • 1 year ago
    •  · 
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Project Leader

Nora Tobin

Executive Director
Waverly, IA United States

Where is this project located?

Map of SHI- Fund 70 Women's Micro-Credit Loans in Ghana