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SHI- Fund 70 Women's Micro-Credit Loans in Ghana

 
$21,325
$3,675
Raised
Remaining

Summary

Self-Help International has been battling hunger in Ghana since 1989. Our approach is paying dividends, but pending micro-credit loans ($75 to $250) may go unfunded if money is not made available. Once micro loans are dispersed, women are able to buy machinery to start their own palm press business, expand their current business, or invest into others' businesses. Here at Self Help, we boast a 98% repayment rate on all funds loaned.

What is the issue, problem, or challenge?

Nearly all of the women are illiterate, which requires frequent oral and visual training aids. While illiteracy remains a root cause of problems, increased income by the women is allowing their daughters out of this cycle of poverty and lack of education because the mothers want to end illiteracy with themselves. 40 loans (or more if the funding comes in) to women in rural Ghana will be funded.

How will this project solve this problem?

All of the funds received by this project will go directly to the Women's Micro-Credit Program in Ghana. In the village of Kwaso, women are processing gari by hand in the glaring sun without shade. They work as a group and plan to use their loans to mechanize the work using a cassava screw press, and later hope to purchase land so they can build a structure where they can work in the shade.

Potential Long Term Impact

Women play major roles as farmers (80%) and business people in rural Ghana. Less than 1% own land or have access to collateral for loans. This limits women's social impact.

Funding Information

Total Funding Received to Date: $21,325
Remaining Goal to be Funded: $3,675
Total Funding Goal: $25,000

Resources

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Project Leader

Nora Tobin

Executive Director
Waverly, IA United States

Where is this project located?

Map of SHI- Fund 70 Women's Micro-Credit Loans in Ghana
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