Empowerment of the women through micro credits and the effect of HIV/AIDS on development initiatives in the North West Region of Cameroon. Our target Groups are Rural Women especially those involved in micro finance activities for twelve (12) months with possibility of extension.
The problem is on rural women having access to finance. They do not have the collateral security requested by more financial organization to enable them to have credit to carryout their business activities. As such they rely on the men to foot their bills and meet up with their social obligations. They remain vulnerable due to lack of income generating activities.
The organization has developed a savings and loans activity for women only. They mobilize savings and give them as loans to members. However, the savings are not enough to meet the demands of its members. A revolving fund will be solicited, which will be given as loans to members. The repayment of this will be monitored in order to recycle to other members. This enables them to generate income and as such have money to meet up their social needs rather than depending solely on me
Reduce the dependency of women on men and as such reduce the rate of sex for money and consequently reduction in HIV/AIDS and sex related disease. It would also make the men involve women in decision making since they can contribute towards the family up keep.
This project has provided additional documentation in a Microsoft Word file (projdoc.doc).
