Mrs. Valliammai learned the art of gardening and cultivation from her parents. Now it is her livelihood, and, with the help of a CERI microenterprise loan and her own enthusiasm, it is somewhat of a family business. Mrs. Valliammai is 56 years old and is the foster mother of Sivarasa, a child in CERI’s care. Her husband, Vanniasingham, is an unskilled worker who has a difficult time finding work much of the time. When there is no work for him, he helps his wife with the gardening. Sivarasa helps also during school breaks. They consider it a blessing to engage in this effort together.
The family is skilled in planting crops, knowing the appropriate times for planting and harvesting. They were granted a microenterprise loan of 10,000 Rupees (approximately 100 USD) and planted mung beans, okra, chilies, eggplants, lettuce, and manioc. While typically allowed payments of 10 installments to repay the loan, Mrs. Valliammai and her family repaid theirs in just 5 installments. The family sells their produce at the weekly market and in their village, and they are able to make a profit each week.
Although a portion of their cultivation was recently damaged due to a flood, the resourceful Mrs. Valliammai converted the flooded area into a paddy field and was thus able to avoid a devastating loss of income. She has now requested a second loan to continue to pursue and expand her paddy cultivation efforts. Mrs. Valliammai is a motivated woman and drives her family forward with her determination. There are many more like her who only need a small boost to help them start a business that can propel their families toward self-sustainability. CERI’s Microenterprise program provides that boost with the help of donors like you!
Project Reports on GlobalGiving are posted directly to globalgiving.org by Project Leaders as they are completed, generally every 3-4 months. To protect the integrity of these documents, GlobalGiving does not alter them; therefore you may find some language or formatting issues.
If you donate to this project or have donated to this project, you will get an e-mail when this project posts a report. You can also subscribe for reports via e-mail without donating or by subscribing to this project's RSS feed.
Combined with other sources of funding, this project raised enough money to fund the outlined activities and is no longer accepting donations.
Still want to help?
Find another project in
that needs your help.