Opportunity International

Our mission is to provide opportunities for people in chronic poverty to transform their lives. Our strategy is to create jobs, stimulate small businesses and strengthen communities among the poor. Our method is to work through sustainable local microfinance institutions that provide small business loans, savings, insurance and training. Our commitment is motivated by Jesus Christ's call to serve the poor. Our core values are respect, commitment to the poor, integrity and stewardship.
Dec 27, 2013

Thank You for Empowering Entrepreneurs in Africa!

Malawi is one of the least developed and most impoverished countries on earth. Nearly 53 percent of its 15 million inhabitants live below the poverty line. Opportunity Malawi was granted a full commercial banking license in 2002 and opened its first branch in Lilongwe in 2003. The bank targets the economically active but marginalized Malawians living in underserved areas, including semi-urban and rural areas.

In Malawi, 85 percent of the population lives in rural areas. Our goals in Malawi and throughout most of Africa are to reach these remote communities. Opportunity International uses mobile bank vehicles, ATMs and point-of-sale (POS) devices in local businesses. This allows people to access services right in their own villages, saving them the time and cost of travel. Opportunity International also offers biometric fingerprint identification on an ID card, keeping a client’s savings secure.

Becuase of your support, we have been able to offer 11 customized savings products, including youth savings accounts in Malawi. We have also invested heavilty in farmers. This initiative serves rural farmers in Malawi and other African nations with agriculture-centric loans, training and support. 

Thank you for all of your support for the thousands of impoverished Malawians. The problem is larger than just one country. 24 out of 25 of the world's poorest countries are in Africa. In order to have the largest impact on this region, we would like to combine this project into a broader "Banking on Africa, 7660" project. This project spans multiple countries including - GhanaKenyaRwandaTanzaniaThe Democratic Republic of CongoMalawiMozambiqueSouth Africa, and Uganda. This project has the same mission and vision of #6647 which is to provide access to financial solutions empowering people living in poverty to transform their lives, their children’s futures and their communities.

Dec 27, 2013

Thank you for funding this project!

Mukamuhizi Alphosina is married with two children. Her husband is her partner in business. Their business is to sell different types of food in the markets. She sells food goods such as beans, corn, wheat etc., before borrowing a loan from Opportunity her business was not able to support her family in the way they needed. 

Due to the loan profit she has been able to build a house which her family lives in today. “I am able to buy nice cloth for my children and for myself without depending on my husband.” Moreover, she has been able to buy three goats in which she has decided to keep for animal farming. Her oldest child is in school and she is able to pay school fees on time.

She is a positive impact on more than just her family. Mukamuhizi says, "I have been able to advice other women in my community to join too so that they can improve their lives and families as well. So far five women that are my neighbors have joined Opportunity International due to my encouragement." 

Thank you for supporting women like Mukamuhizi Alphosina. This project is now fully funded because of you. We know that investing in women and families creates thriving economies and strong communities—building blocks for a peaceful future. Thats why 94% of our loan clients are women. We will be closing this project but will be rolling over all recurring gifts to a similar Opportunity International project on Global Giving called, Help bring Financial Stability to Uganda (7622). 

Oct 28, 2013

Opportunity's sustainable solution

Opportunity International is, now more than ever, dedicated to supporting entreprenuers in Africa escape poverty.We have strategically decided to close the project, Empower Mothers in Tanzania with Microloans, and roll it into another project of Opportunity International entitled, Providing Microloans for the Poor in Tanzania (4493). We no longer feel that it is necessary to separate our work in this geography into 2 projects and here is why. 

Our clients are really fledgling entrepreneurs who need basic access to one small loan of $150 to set them on a course that is life transforming.  Opportunity provides access to that loan and to savings, additional small business loans, insurance, and training.  With women clients especially, we know that investing in them has an accelerator effect – they will reinvest in their families and their communities to help build stronger futures for everyone. 

Opportunity International invests, one by one, in over five million clients around the world who dare to dream of lifting themselves, their families and their communities out of poverty.  93% of our clients are women.  With a more than 40-year track record, we know that our sustainable, holistic solution just works.

An incredible 98% of our loans are repaid, and we firmly believe this is because of the services we provide our clients, mostly women and mothers, in addition to loans. We provide leadership training, financial coaching, and education on preventative health, communication skills and family management. We deliver a holistic approach to microfinance that helps our clients grow into true entrepreneurs and community leaders who will ultimately pay it forward.Our work gives people options, a new lifeline, at a time when it may seem there is no way out.

It is for this reason that we not longer feel it is necessary to have a project dedicated to women and mothers and a more general one in the same geography. 

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