Opportunity International

Our mission is to provide opportunities for people in chronic poverty to transform their lives. Our strategy is to create jobs, stimulate small businesses and strengthen communities among the poor. Our method is to work through sustainable local microfinance institutions that provide small business loans, savings, insurance and training. Our commitment is motivated by Jesus Christ's call to serve the poor. Our core values are respect, commitment to the poor, integrity and stewardship.
Dec 27, 2013

Thank You for Supporting Entrepreneurs in Africa!

Ranking 185 out of 187 countries on the Human Development Index, Mozambique is one of the world’s poorest economies. More than half of Mozambicans live on less than $1 per day. Within this context, Opportunity International is reaching out to serve the most impoverished working people in Mozambique. Opportunity Mozambique’s operations began in 2005 when two existing microfinance institutions joined together in partnership with Opportunity International. With a focus on rural expansion, Opportunity Mozambique serves clients via hub, satellite and container branches, plus ATM and mobile bank vans.

  • Agricultural Finance: By supporting Mozambican farmers with comprehensive financial tools and managing partnerships throughout the value chain, Opportunity International is providing a successful example of how to improve farm productivity and alleviate rural poverty, enabling them to increase their yields at harvest time so they can send their children to school and put more food on the family table.
  • Holistic Transformation/Training: In 2012, Opportunity Mozambique developed and launched training materials for a financial literacy e-learning platform that uses a train-the-trainers methodology. In addition to group training, the bank also expanded awareness training to clients in Nampula, Quelimane, Chokwe, Chimoio, Beira and Manica on the importance of savingsinsurance, business plans and cash flow management. One financial literacy training program is geared exclusively to farmers.
  • Credit Life Insurance: Opportunity Mozambique offers clients the protection of a credit life insurance policy that includes funeral coverage. This policy, developed with the help of Opportunity International’s microinsurance subsidiary MicroEnsure, helps families maintain the progress they have achieved even when faced with life’s tragedies.
  • Cell phone banking: Clients will have access to cell phone banking in 2014. The bank and clients chose to join phone service carrier M-PESA because it allows clients the convenience of receiving loan disbursements through their phones.

You have made all this possible. But the problem is larger than Mozambique. Most of the world's poorest countries are in Africa. Opportunity International has decided to roll this project into a larger one focused on impacting 9 additional countries with services similar to the ones listed above. Please refer to the project Banking on Africa, 7660) for all future support. Thank you so much. Feel free to email us at getinfo@opportunity.org with any questions about this.

Dec 27, 2013

Thank You for Empowering Entrepreneurs in Africa!

Malawi is one of the least developed and most impoverished countries on earth. Nearly 53 percent of its 15 million inhabitants live below the poverty line. Opportunity Malawi was granted a full commercial banking license in 2002 and opened its first branch in Lilongwe in 2003. The bank targets the economically active but marginalized Malawians living in underserved areas, including semi-urban and rural areas.

In Malawi, 85 percent of the population lives in rural areas. Our goals in Malawi and throughout most of Africa are to reach these remote communities. Opportunity International uses mobile bank vehicles, ATMs and point-of-sale (POS) devices in local businesses. This allows people to access services right in their own villages, saving them the time and cost of travel. Opportunity International also offers biometric fingerprint identification on an ID card, keeping a client’s savings secure.

Becuase of your support, we have been able to offer 11 customized savings products, including youth savings accounts in Malawi. We have also invested heavilty in farmers. This initiative serves rural farmers in Malawi and other African nations with agriculture-centric loans, training and support. 

Thank you for all of your support for the thousands of impoverished Malawians. The problem is larger than just one country. 24 out of 25 of the world's poorest countries are in Africa. In order to have the largest impact on this region, we would like to combine this project into a broader "Banking on Africa, 7660" project. This project spans multiple countries including - GhanaKenyaRwandaTanzaniaThe Democratic Republic of CongoMalawiMozambiqueSouth Africa, and Uganda. This project has the same mission and vision of #6647 which is to provide access to financial solutions empowering people living in poverty to transform their lives, their children’s futures and their communities.

Dec 27, 2013

Thank you for funding this project!

Mukamuhizi Alphosina is married with two children. Her husband is her partner in business. Their business is to sell different types of food in the markets. She sells food goods such as beans, corn, wheat etc., before borrowing a loan from Opportunity her business was not able to support her family in the way they needed. 

Due to the loan profit she has been able to build a house which her family lives in today. “I am able to buy nice cloth for my children and for myself without depending on my husband.” Moreover, she has been able to buy three goats in which she has decided to keep for animal farming. Her oldest child is in school and she is able to pay school fees on time.

She is a positive impact on more than just her family. Mukamuhizi says, "I have been able to advice other women in my community to join too so that they can improve their lives and families as well. So far five women that are my neighbors have joined Opportunity International due to my encouragement." 

Thank you for supporting women like Mukamuhizi Alphosina. This project is now fully funded because of you. We know that investing in women and families creates thriving economies and strong communities—building blocks for a peaceful future. Thats why 94% of our loan clients are women. We will be closing this project but will be rolling over all recurring gifts to a similar Opportunity International project on Global Giving called, Help bring Financial Stability to Uganda (7622). 

An anonymous donor will match all new monthly recurring donations, but only if 75% of donors upgrade to a recurring donation today.
Terms and conditions apply.
Make a monthly recurring donation on your credit card. You can cancel at any time.
Make a donation in honor or memory of:
What kind of card would you like to send?
How much would you like to donate?
gift Make this donation a gift, in honor of, or in memory of someone?

Reviews of Opportunity International

Great Nonprofits
Read and write reviews about Opportunity International on GreatNonProfits.org.